1. What is financial planning? Financial planning is about creating and implementing an approach to guide you with your finances and make a pathway for growth. It’s not just about managing your money- it is critical to have goals and strategies to increase your wealth and protect what you’ve built. That is why it is important […]
Debt can also be used to buy investments with potential to grow in value, like shares and property. This strategy, known as gearing, may help you to build an investment portfolio faster than you otherwise could have. To help repay the loan, you’ll have income generated by your investments. So, for many people, servicing an […]
You may think that financial planning isn’t something you need right now, or that it’s something you’ll consider later or when you have spare money to invest. You may even think it’s complicated, or be concerned about putting your personal finances under scrutiny. But, let me just reassure you that financial planning is straightforward and […]
We know women generally live longer than men, but new research shows the majority of Australian women are unlikely to work past the age of 65, making it more important than ever for them to take control of their finances early and plan appropriately for life after work. The latest AMP.NATSEM Report, Going the distance: […]
Is it that time of the year already? The end of the financial year is fast approaching and that means getting all your paperwork ready for your 2014-15 tax return.5 tax deductions you might not be aware ofYou’re probably well aware you can claim a tax deduction for general work-related expenses. But did you know […]
The Coalition Government’s second Federal Budget proposed some important changes, particularly for families, retirees and small business owners. Budget Snapshot • Many lower income young families will benefit from greater child care subsidies • Families choosing not to vaccinate their children will miss out on child care subsidies and family benefits• Increased Medicare levy low income […]
You can do it―your health, wealth and happiness can flourish in the New Year. Research shows that new years’ resolutions are worthy of serious consideration—if you make resolutions, you’re 10 times more likely to change things than if you don’t[1]. But 92% of new years’ resolutions fail to be realisedaccording to research[2]. The good news […]
Youth unemployment is an area of concern in the economy at the moment and the job prospects for young people are grim, according to new figures that reveal youth unemployment is hovering around 28 per cent. If you’re the parent of a grown child who is struggling to leave the nest there are ways you […]
It’s not easy to be thrifty in our consumer society. We’re surrounded by so much temptation that it can be difficult to avoid spending money. So why not try taking a break from spending this spring. If you can tighten your belt over the spring months, it could help you save for the upcoming Christmas […]
