Am i better off Renting or Buying?Online source: Produced by AMP Life Limited and published on 7 October 2015.The debate continues If you’re following the rent vs buy debate, the rental property argument has nudged slightly ahead of the ‘buying property’ alternative in some parts of Australia, according to AMP Capital’s Head of Investment Strategy and […]
Am I better off buying insurance through my super?When it comes to arranging insurance it’s important to decide what types of insurance are available to you and what you’ll need for your particular life circumstances. From here you’ll need to consider whether you should keep it inside your super fund or set it up separately. […]
5 steps to follow for a Smoother Transition1. Get your eligibility assessedBefore you can enter an aged care facility and receive Government support, your health situation must be assessed by the Aged Care Assessment Team (ACAT). The assessors are generally health professionals such as doctors, nurses and social workers who specialise in aged care. This […]
Reasons why you should consider an Offset AccountWhat’s an offset account?An offset account is a transaction account that is linked to your home loan and the money you deposit in it offsets the loan balance before interest is calculated. For example, if you owe $400,000 on your home loan and have accumulated $50,000 in an […]
Keys to de-stressing a Mortgage“Don’t sail out farther than you can row back.” This Danish saying is sound advice for anyone thinking of borrowing to buy a home, particularly now that interest rates are low and house prices are generally rising.According to a paper1 for the Centre of Policy Development and University of Canberra, Australians have […]
Death, divorce and disease……..Life’s inevitable tragedies can have unforeseen flow-on effects for small businesses.Karina Barrymore (heraldsun.com.au Saturday, November 28, 2015)Death, divorce and disease are the biggest threats to Australia’s small and medium-sized businesses with more than half having to shut or sell at fire-sale prices because of one of the “three Ds”. And with two out […]
