Avoid retirement mistakes For past generations, retirement planning was something of an after-thought, if considered at all. It was simply a case of paying off the family home, tucking away a few shares, bonds and some cash and relying on the safety net provided by the age pension to get by. But in the twenty-first […]
Don’t get caught offside when the pension rules change….The commencement of 2017 will see some significant changes to means testing for Social Security pensions (including the Age Pension).Uncertainty around income can be unsettling for those receiving a pension or considering retirement. That’s why it’s important to understand if and how you might be impacted by […]
Is it always tomorrow, next week, next month or next year that you’re going to get your finances in order? Today is the day to tackle your finances head on.Here are some important things to take into consideration:1. Prepare for the unexpected. Imagine feeling like you’re in control of your finances, but suddenly something happens […]
You’ve just retired, the children have left home, your family home feels too big, and your savings are inadequate. Is it time to sell, downsize and contribute the difference to super? Climbing the stairs and mowing lawns at your large ‘empty nest’ family home are wearing thin. Your retirement savings could also do with a […]
Mindfulness to Relationships This guide provides ideas on how to manage your overall wellbeing and transition to a different stage of life, only the start towards a bright retirement. MINDFULNESS Studies have shown that being aware of what is taking place in the present directly enhances your well-being and savouring ‘the moment’ can help to reaffirm […]
Giving to Life-long LearningThese strategies are a guide to help you maintain emotional wellbeing. With all the stresses in our lives it is vital that we understand how we can reduce anxiety and live happy, healthy lives. GIVING Participation in social and community life has attracted a lot of attention in the field of wellbeing […]
Adjustment to Financial PlanningThese strategies are a guide to help you maintain emotional wellbeing. With all the stresses in our lives it is vital that we understand how we can reduce anxiety and live happy, healthy lives. ADJUSTMENT Adapting to life without work can be difficult when there’s been a set routine and you have identified with your […]
Selling a small business can be a challenging, complicated and uncertain time. So too can retiring. Combine the two and you have a situation where early planning and advice is critical. Plan earlyThe earlier you plan for the sale of your business, the more value you are likely to gain. Selling a business can take up […]
[Infographic] Given the financial demands of everyday life, planning your retirement may be a relatively low priority. You may also think that you have plenty of time to plan. But before you put off planning for your retirement any longer, here are some key retirement facts you should consider. Talk to a retirement planning […]
