Tips and hints for paying off your home loan soonerAustralian household debt is now four times what is was 27 years ago, rising from $60,000 to $245,000 and a new report has found mortgages make up the lion’s share of this debt, at 56 per cent. The latest AMP.NATSEM report, Buy now pay later: Household debt […]
Australian investors can enjoy big tax savings with a unique system that prevents double taxation on dividends from shares – so make sure you’re not missing out on yours.If you’re looking for ways to boost your retirement income, there’s a simple and smart strategy to get more out of your investments. The returns you’re receiving […]
How to take the tension out of your building project?Online source: Produced by AMP Life Limited and published on 5 November 2015.You can take some of the stress out of your project, whether you are renovating or creating something from scratch, by following these six tips.1. Pick your design The first thing you need to do to […]
Am i better off Renting or Buying?Online source: Produced by AMP Life Limited and published on 7 October 2015.The debate continues If you’re following the rent vs buy debate, the rental property argument has nudged slightly ahead of the ‘buying property’ alternative in some parts of Australia, according to AMP Capital’s Head of Investment Strategy and […]
Reasons why you should consider an Offset AccountWhat’s an offset account?An offset account is a transaction account that is linked to your home loan and the money you deposit in it offsets the loan balance before interest is calculated. For example, if you owe $400,000 on your home loan and have accumulated $50,000 in an […]
5 Principles to Consider:It is important to remember that market volatility is normal and you should not be deterred from your long-term investment strategy. These are the number of principles you should consider before deciding to switch or sell your investments: 1. Remember your investment timeframe. You need to strike a balance between the level of […]
Find out what lender’s mortgage insurance is and how it may affect your home loan.You’re looking for the house of your dreams or maybe you’ve already found it. It’s an exciting time but it can be daunting when it comes to arranging finance and meeting all the upfront and ongoing costs, such as lender’s mortgage […]
How to prepare your property for a successful sale We don’t tend to move that often – more than half of us have been in our present house for over five years. So if you’re selling your house it’s important to get it right. Here are some tips to help put you on the right track […]
With children gone and things slowing down it may be time to downsize. When you’ve got a family a big house with plenty of room may make sense. But these days a smaller place may suit you better. Dreams of a change may be beckoning… you may be yearning to wake up to the smell […]
