Gearing Gearing simply means borrowing to invest and, if managed carefully, can be a way to magnify your investment returns. Care needs to be taken because it can also magnify your losses. What is gearing? Rather than steadily drip-feeding your own money into an investment, it is possible to borrow funds to purchase an investment. […]
We all want to earn high returns, but every investment has some degree of risk, and higher returns generally mean higher risk. Think about the level of risk you’re comfortable with and manage it. How do you feel about risk? Do you like to take chances, or are you conservative by nature? You may think […]
There’s a lot to consider when making such an important purchase, especially for the first time. Have you been saving up for a long time and finally feel ready to get into the property market? Maybe you’re considering either buying a home to live in or investing in a property you can rent out. Either […]
Some property analysts claim the property cycle changes every 7 to 10 years. The AMP Capital’s chief economist, Shane Oliver, explores this view and explains what causes property cycles to change over time. The seven year property cycle Q: Shane, what is meant by the seven year property cycle? What are the different phases? A: The […]
Online source: One Path, Understanding the basics, 2016.Understanding the investment basics Whatever your financial goals, investing can be a great way to help you achieve them sooner. But where do you start? And what types of investments are right for you? What are you trying to achieve? If you’re thinking of investing, the first thing […]
Five simple strategies for investing in volatile markets As we’ve seen in recent times, investment markets can change overnight. But there are some simple rules that investors have been using to help build long-term wealth for decades. 1. Stay calm Do not rush any investment decision. 2. Diversify your investments It’s notoriously difficult to predict what’s […]
Ready to take the leap and buy your first home? Searching for your dream house can be an exciting—and trying—experience. Here are a few suggestions to make house hunting easier and help you get into your new home sooner! 1. Make a plan. What do you want and need from your first home? Take a […]
Online source: Money under 30, 24th February 2016, http://bit.ly/1BscfonBuilding wealth Investing even very small amounts can reap big rewards. Here are 5 ways you can start investing with little money today. The single most important part of investing is getting started. Life is all about habits, and if you never get into the habit of investing, […]
Online source: Bank Rate 2016, http://bit.ly/1mReoIjProjects that don’t pay for themselves If you want to get the most out of your home renovation dollars at resale, stay away from the bathrooms. If you want to get back every dime you put into a professional renovation, think upkeep rather than expensive upgrades. No.1: Bathroom editions Adding […]
