How insurance can help you and your loved ones No one likes to imagine the worst, but it’s worth thinking about what would happen if you were no longer around to provide for your loved ones. Many people think life insurance only covers you in the event of your death. But in reality there are many […]
If you experience a traumatic event, your primary focus is recovery. Trauma insurance can help relieve your financial worries and allow you to do this. Trauma cover pays an agreed lump sum if you suffer a serious illness or injury that is covered in the plan you take out. Nobody likes to think about the possibility […]
Always Review Insurance Life is constantly changing, so it’s important that your insurance policies change as well. It’s good practice to review all of your insurance policies on a regular basis to make sure you have the right cover at the best price. You might think that an insurance review is a time consuming endeavour. […]
Business Protection If you’re like many business owners you have already insured the physical assets of your business from theft, fire and damage. But have you considered the importance of insuring yourself – and other key people in your business – against the possibility of death, disability and illness. Not being adequately insured can be […]
Did you know there are some smart ways to pay premiums so you make significant savings in the long term? Here are some ways to make your insurance more affordable: Buy your insurance in super Did you know that buying insurance through super can be cheaper than buying it outside super? The same up-front tax […]
The Impacts of disability Research highlights the protection life insurance can provide families One of the most rewarding things about being a financial adviser is seeing the positive impact an insurance policy can have on a family’s life. That’s why I was particularly interested in the findings from a recent study that explored the impact […]
The disadvantages of letting your insurance lapse Like many Australians you may be wondering if your cover can adapt to your needs. If you let your insurance lapse, you risk being unable to make a claim when you may really need to. Take a look at our claims statistics below and you’ll see that, more […]
Did you know that if you take out personal insurances through a super fund, you could receive tax concessions, or have your premiums deducted from your existing account balance? This document was prepared by IFSA, securing Australians wellbeing 2007. Research has shown that Australians are worryingly underinsured. If either parent died, a staggering 2.47 million families […]
