Australians will have to wait before putting their feet up, as it looks like the age increase will force them to retire later. Australians are planning to work for longer, with more than one in five over-45s planning to work until 70. However expectations of retirement income change after reality hits, new Australian Bureau of […]
We all want to earn high returns, but every investment has some degree of risk, and higher returns generally mean higher risk. Think about the level of risk you’re comfortable with and manage it. How do you feel about risk? Do you like to take chances, or are you conservative by nature? You may think […]
A first job means the start of your career, financial independence and a chance to prove your determination at your workplace. Here’s what you need to know to get started. Finding your first real job You’ve finished school, TAFE or university and now you’re looking for your first job. How exciting! Give yourself the best possible […]
Get a Government top up to your super contributions. What is the Government’s co-contribution to super? To help Australians reach their retirement goals, the Government may contribute up to a maximum of $500 to the super balance accounts of people who meet certain criteria. Are you eligible for the Government co-contribution? Your income is less […]
There’s a lot to consider when making such an important purchase, especially for the first time. Have you been saving up for a long time and finally feel ready to get into the property market? Maybe you’re considering either buying a home to live in or investing in a property you can rent out. Either […]
Ways to keep money safe this season A colleague of mine had an interesting experience this week. She received both an email and SMS from her credit card provider saying her card had been blocked due to fraudulent activity. It was an unnerving incident, and a timely reminder that none of us can assume “it won’t […]
The benefits of delayed gratification and how it can help you achieve your financial goals. Are you the type of person who always has to have the latest clothes, smart technology or gym gear? If you answered yes to this question, you could be a person who likes instant gratification, that is, you like to […]
What does a comfortable retirement look like? How much money you’ll need will depend on a variety of things. Have you got a plan in mind for when you retire? Is it to travel overseas, hit more balls on the golf course or spend time with family and friends? Whatever your goals, you’ll need to […]
How the asset test will work in 2017 could increase your Age Pension entitlements, or take some or all of them away. With revisions to the Age Pension assets test just around the corner, it’s important to understand how the changes could impact you, particularly with part-pension thresholds somewhat tighter than initially projected. These thresholds […]
