The latest round of figures showing rising home equity values in almost all our state capitals highlights how many Australian retirees could have a valuable resource at their fingertips. Older Australians, who may not have enjoyed the benefits of employer-paid super for their entire working life, can face the prospect of a lean retirement. However, […]
The types of debt we have largely depends on our age and stage in life. For most of us, having debt in some form or another is an inescapable fact of life. And despite its reputation, debt is not necessarily a dirty word. If managed well, it can be a powerful tool to build wealth, […]
It’s not unusual that life can be smooth sailing one minute and throw you a curveball the next. You might be hit with an injury or illness, a reduction in income or redundancy, a separation from your partner, or even a death in the family—all of which can be difficult, emotionally as well as financially. […]
Could apartments be the next big thing in Australian property? In this article, we speak to Dr Shane Oliver, AMP Capital’s Chief Economist and Head of Investment Strategy. He will seek his insights on how the Australian property market has performed. Also what opportunities lay ahead for 2017. Review of 2016 Q: It’s been a rollercoaster of […]
Ever feel like you’re drowning in a sea of paper? Tame the paperwork today and reap the rewards tomorrow. Life can be complicated enough without all the administrative paperwork that often accompanies it. This is particularly true when it comes to your personal finances/financial records. If stacks of old bank statements, utility bills, receipts, insurance […]
Gearing Gearing simply means borrowing to invest and, if managed carefully, can be a way to magnify your investment returns. Care needs to be taken because it can also magnify your losses. What is gearing? Rather than steadily drip-feeding your own money into an investment, it is possible to borrow funds to purchase an investment. […]
As with other aspects of Self Managed Super Funds there are rules around who can be a Trustee or Director of your SMSF. This article explains some of those Trustee rules. Who can be a member and who can be a SMSF trustee? An SMSF can have no more than 4 members at any one time […]
If you experience a traumatic event, your primary focus is recovery. Trauma insurance can help relieve your financial worries and allow you to do this. Trauma cover pays an agreed lump sum if you suffer a serious illness or injury that is covered in the plan you take out. Nobody likes to think about the possibility […]
Gain control of super By the time you retire, your super is likely to be one of your most valuable assets. If you gain control of your super today could mean you enjoy a more rewarding retirement. Gaining – and maintaining – control of your super involves a few simple steps. Track down lost accounts Firstly, […]
