Financial Planning Archives - Page 5 of 8 - Avante Financial Services

Category Archives for "Financial Planning"

Oct 12

Boosting retirement: The virtue of (salary) sacrifice

Online source: Produced by AMP Life Limited and published on 16 March 2016.When you make a sacrifice, you’re usually giving something up with the expectation of future gain. Salary sacrificing into your super is no different—you’re giving up ready access to your money in your take-home pay. But in return you’re boosting your retirement savings and […]

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Oct 01

Super: what happens when I die?

Online source: Produced by AMP Life Limited and published on 24 November 2015As uncomfortable as it can be to think about, no one lives forever. And because you’ve worked hard to earn your super money, you’ll want to make sure that when the time comes, your remaining super goes to your loved ones. Like many people, […]

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Jul 13

Transition to retirement strategies!

A transition to retirement strategy could allow you to work less, or work the same hours and increase your superannuation, without reducing your take-home pay. Even if you’re nearing retirement age you mightn’t be looking to leave the workforce just yet. Maybe you want to save more money or perhaps you enjoy the interaction and […]

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Jul 02

Alone? You are Not the Only One.

Flying solo? You aren’t alone. Have you ever gone to the theatre alone? Dined out at nice restaurant at a table for one? Travelled overseas solo? Society tells us these types of activities can only be enjoyed with a friend or companion. But one in 4 Australian’s currently live alone and this figure has been rising […]

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May 19

Australian 10-year bond yield at it’s lowest

This summary was prepared by the Sun Herald on 16 May 2016 Australia’s 10-year government bond yield has hit its lowest point ever, signalling at least one further cash rate cut by the Reserve Bank of Australia (RBA). The dramatic move down in recent weeks puts Australia closer to developed-market peers that have been grappling for […]

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May 11

Supporting children through financial hardship

Online source: Trauma & Grief Network 2016 – Family TroublesThis document was prepared by  Trauma & Grief Network 2016 – Family Troubles What can I do to protect my child? Most children who experience the difficulties of financial hardship within their families will go on to be happy, healthy children, with little or no lasting effects from this adversity buy […]

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May 07

Do you want to sacrifice your salary or your retirement?

Why you should consider salary sacrificing Super contributions have increased from the 9% we have been used to for so long, to 9.5%. It’s easy to assume then, that when we retire, our superannuation balance should definitely be enough for us to live on. I mean, the government has taken care of that by increasing […]

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Mar 30

6 Renovation Mistakes

Online source: Bank Rate 2016, http://bit.ly/1mReoIjProjects that don’t pay for themselves If you want to get the most out of your home renovation dollars at resale, stay away from the bathrooms. If you want to get back every dime you put into a professional renovation, think upkeep rather than expensive upgrades.   No.1: Bathroom editions Adding […]

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