The types of debt we have largely depends on our age and stage in life. For most of us, having debt in some form or another is an inescapable fact of life. And despite its reputation, debt is not necessarily a dirty word. If managed well, it can be a powerful tool to build wealth, […]
Health… check. Finances… check. Career… check? Are you happy at work? Do you jump out of bed excited about tackling your next project? Or are you counting down the days until your holidays or retirement? If you answered ‘yes’ to the last question, it might be time to get a career break. We all know the […]
If you or a loved one is experiencing a loss of independence, you may be able to maintain a sense of control. Few, if any of us, look forward to losing independence. In fact, research reveals that 75% of older people feared losing independence while only 29% feared dying1. It also revealed that 44% were […]
It’s not unusual that life can be smooth sailing one minute and throw you a curveball the next. You might be hit with an injury or illness, a reduction in income or redundancy, a separation from your partner, or even a death in the family—all of which can be difficult, emotionally as well as financially. […]
As with other aspects of Self Managed Super Funds there are rules around who can be a Trustee or Director of your SMSF. This article explains some of those Trustee rules. Who can be a member and who can be a SMSF trustee? An SMSF can have no more than 4 members at any one time […]
Gain control of super By the time you retire, your super is likely to be one of your most valuable assets. If you gain control of your super today could mean you enjoy a more rewarding retirement. Gaining – and maintaining – control of your super involves a few simple steps. Track down lost accounts Firstly, […]
Retirement Lifestyle: How much will you need? How much will you have? When the time comes to think about your retirement, you’ll probably start by listing all the things you want to do and the places you want to see. That makes perfect sense. It also makes sense to start running the numbers you make sure you’re […]
Many Australians aren’t confident they have enough assets to support their retirement, with 66% stating they’re only ‘slightly or not at all prepared’. The good news is that people who have help from financial professionals are far more confident. Professional help offers silver lining There’s a silver lining – Australians with the help of financial […]
At least one in five of us will be unable to work due to injury or illness in our lifetime, yet we’re still more likely to insure our belongings than our most important asset–ourselves. You might have the attitude ‘she’ll be right’ but looking at the statistics, there is more chance of something going wrong […]
