Avante Financial Services | Financial Advice Blog
Nov 29

Budgeting 102: Stick to your budget

Stick to your budget Even the best budget can unravel if the right tools are not in place. Here we talk about how to stick to your budget. Give me the main points Keeping to a budget means keeping a tight rein on expenditure. Budgets that work are usually ‘balanced’ budgets (not ‘baked beans’ austerity […]

Continue Reading
Nov 22

Budget 101: Working out your income and expenditure

Working out a realistic budget is a great way to take control of your finances. Although it may seem like a chore, it’s the crux of sound – and sustainable – financial management. In this article we look at how to ‘do the numbers’. Give me the main points The principles of budgeting are simple […]

Continue Reading
Nov 03

Family: should you lend money?

You’re probably fairly used to helping your family out with a little extra cash here and there. Whether it’s pocket money for doing chores, or money to pay phone bills, go see a movie or buy clothes, for example. But what happens when they put their hands out for help to buy the big ticket […]

Continue Reading
Oct 25

Money mistakes people make in their 50s and 60s

Money mistakes people make in their 50s and 60s Online source: Produced by AMP Life Limited and published 14 June 2017. Original article. Print source: By AMP Life Limited, originally published on 14 June 2017 on amp.com.au/news Avoid these common money traps to make sure you have enough put aside for a comfortable retirement. When […]

Continue Reading
Oct 18

Cashflow improving your finances…….and lifestyle

Cashflow improvement in just eight simple steps Imagine feeling on top of your finances. Knowing you’re in a position to enjoy your life today, while also saving for tomorrow. If that sounds good to you, you’re not alone. In a recent survey, 54% Of Australians aged 55-64 strongly agreed they’d like that too. Yet, many […]

Continue Reading
Sep 20

You may now be eligible to choose your own concession

Pick your concession From 1 July this year, if you are an employee, you may now have a choice of two ways to make a tax concession contribution to your super. What’s changed? Prior to 1 July 2017, if you earned more than 10% of your income from eligible employment, you could not make personal […]

Continue Reading
Sep 16

New contribution opportunities from the 1 July 2017

New contribution opportunities New super rules that took effect on 1 July this year have created new contribution opportunities to super. Consider making personal deductible contributions Prior to 1 July 2017, if you earned more than 10% of your income from eligible employment, you could not make personal deductible super contributions (PDCs). This ‘10% income […]

Continue Reading
Sep 13

Find ways to manage your cap on super pensions

“If you have a spouse and have (or are likely to have) more than the $1.6 million super cap, there are things you can do to improve your situation when you retire.” The $1.6 million super cap From 1 July 2017, there is a limit on how much super you can transfer to ‘retirement phase’ […]

Continue Reading
1 2 3 4 5 30