The 3 biggest SMSF threats investors face in 2017 Note: SMSFs are not appropriate for all investors due to the time, cost and responsibility involved in managing and SMSF and because they are not cost competitive for lower account balances. Market volatility, investment selection and regulatory changes are the most prominent investment challenges SMSF trustees currently face, […]
Binding nomination: what you need to know? Also, did you know that your super is not normally dealt with as part of your will? Your super is held by the super trustee on your behalf and therefore the trustee may have a degree of control over who receives your super benefit if you die. There are […]
Total superannuation balance A person’s total superannuation balance (includes both tax-free and taxable components) at a particular time will, very broadly, include: i. the value of their accumulation phase (including any defined benefit) superannuation interests, and the balances of Transition to Retirement (TtR) income streams, plus ii. if they have a transfer balance account (ie […]
With the end of the financial year fast approaching, it’s a good opportunity to have your super savings reviewed by a superannuation expert. A simple conversation today could help you build for a better lifestyle tomorrow—as well as keep a few more tax dollars in your pocket this financial year. OVER 55? MORE END OF FINANCIAL YEAR STRATEGIES […]
The retirement countdown As retirement looms it’s important to ramp up your planning – financial and otherwise.The following checklists are designed to remind you of some of the key things you should do at different stages on your road to retirement. As you’ll see, you may need to reassess some of the same questions at […]
