Gearing Gearing simply means borrowing to invest and, if managed carefully, can be a way to magnify your investment returns. Care needs to be taken because it can also magnify your losses. What is gearing? Rather than steadily drip-feeding your own money into an investment, it is possible to borrow funds to purchase an investment. […]
As with other aspects of Self Managed Super Funds there are rules around who can be a Trustee or Director of your SMSF. This article explains some of those Trustee rules. Who can be a member and who can be a SMSF trustee? An SMSF can have no more than 4 members at any one time […]
If you experience a traumatic event, your primary focus is recovery. Trauma insurance can help relieve your financial worries and allow you to do this. Trauma cover pays an agreed lump sum if you suffer a serious illness or injury that is covered in the plan you take out. Nobody likes to think about the possibility […]
Gain control of super By the time you retire, your super is likely to be one of your most valuable assets. If you gain control of your super today could mean you enjoy a more rewarding retirement. Gaining – and maintaining – control of your super involves a few simple steps. Track down lost accounts Firstly, […]
Australians will have to wait before putting their feet up, as it looks like the age increase will force them to retire later. Australians are planning to work for longer, with more than one in five over-45s planning to work until 70. However expectations of retirement income change after reality hits, new Australian Bureau of […]
We all want to earn high returns, but every investment has some degree of risk, and higher returns generally mean higher risk. Think about the level of risk you’re comfortable with and manage it. How do you feel about risk? Do you like to take chances, or are you conservative by nature? You may think […]
