Ways to keep money safe this season A colleague of mine had an interesting experience this week. She received both an email and SMS from her credit card provider saying her card had been blocked due to fraudulent activity. It was an unnerving incident, and a timely reminder that none of us can assume “it won’t […]
The benefits of delayed gratification and how it can help you achieve your financial goals. Are you the type of person who always has to have the latest clothes, smart technology or gym gear? If you answered yes to this question, you could be a person who likes instant gratification, that is, you like to […]
What does a comfortable retirement look like? How much money you’ll need will depend on a variety of things. Have you got a plan in mind for when you retire? Is it to travel overseas, hit more balls on the golf course or spend time with family and friends? Whatever your goals, you’ll need to […]
How the asset test will work in 2017 could increase your Age Pension entitlements, or take some or all of them away. With revisions to the Age Pension assets test just around the corner, it’s important to understand how the changes could impact you, particularly with part-pension thresholds somewhat tighter than initially projected. These thresholds […]
Think ahead, below are five retirement errors to avoid when not doing something makes better sense than changing your path. Some of them relate to things you shouldn’t do before you retire and some to what you shouldn’t do once you have retired. 1) Not Changing Lifestyle After Retirement Adapt to change Retirees make errors for not adapting to their […]
If you’re considering living overseas once you retire, ensure you have all of your financial ducks in a row before you leave. Whilst the Australian Government have put in place a number of structures to help Australians retire abroad, there are also some downfalls. It’s important you’re aware of the impact that moving overseas will have on your retirement benefits. Background on […]
Always Review Insurance Life is constantly changing, so it’s important that your insurance policies change as well. It’s good practice to review all of your insurance policies on a regular basis to make sure you have the right cover at the best price. You might think that an insurance review is a time consuming endeavour. […]
