Did you know there are some smart ways to pay premiums so you make significant savings in the long term? Here are some ways to make your insurance more affordable:1. Buy your insurance in superDid you know that buying insurance through super can be cheaper than buying it outside super?The same up-front tax benefits you […]
Is it always tomorrow, next week, next month or next year that you’re going to get your finances in order? Today is the day to tackle your finances head on.Here are some important things to take into consideration:1. Prepare for the unexpected. Imagine feeling like you’re in control of your finances, but suddenly something happens […]
IntroductionOnline source: AMP.NATSEM Income and Wealth Report, June 2014Families making the difficult decision about a return to work have to not only consider upfront child care costs, but also the potential impact of paid work on the Government benefits they may receive.Where a person lives will also have a big impact on their child care costs, with […]
Here is a list of 5 Steps which will ensure that your SMSF is tax-ready!1. Give noticeIf you’re planning to claim a tax deduction on your personal super contributions, you’ll need to complete a Notice of Intent with your personal income tax return. You can download this form from the Australian Taxation Office website. And […]
Australian investors can enjoy big tax savings with a unique system that prevents double taxation on dividends from shares – so make sure you’re not missing out on yours.If you’re looking for ways to boost your retirement income, there’s a simple and smart strategy to get more out of your investments. The returns you’re receiving […]
You’ve just retired, the children have left home, your family home feels too big, and your savings are inadequate. Is it time to sell, downsize and contribute the difference to super? Climbing the stairs and mowing lawns at your large ‘empty nest’ family home are wearing thin. Your retirement savings could also do with a […]
What to expect and how to prepare for your tele-personal interview. What to expect and how to prepare for your tele-personal interview.
Self-managed super funds have become a popular way for Australians to build their retirement savings.Those members collectively hold more than half a billion dollars in superannuation assets, approximately 16% of which is invested in direct commercial and residential property.Property, along with Australian shares (32%) and cash and term deposits (28%), make up the bulk of […]
These days it can be natural for kids to stay at home until adulthood—our 7 tips can help ensure your own goals don’t pay the price.If you were expecting to have the house to yourself once your kids reached a certain age, you may have to adjust your expectations.Because for Generation Y—or millennials as they’re […]
