Here are 5 Ways to Reduce Taxes on your Self-Managed Super Fund! 1. Nomination of beneficiaryBy nominating a spouse, minor child or financial dependent as a beneficiary, the family can avoid the payment of tax on a lump sum death benefit. One common trap is nominating the estate as a beneficiary, and as a result having superannuation […]
Money may not buy happiness. But a sense of control over your finances, and your future will.You may even think you don’t have enough money to warrant financial advice, but you may benefit in more ways than you currently realise.The thing is, when you work with a financial adviser, you have the opportunity to really […]
Insurance and self-managed super: don’t get caught out! Self-managed super funds are now the fastest growing part of the superannuation market in Australia, with more than one million of us being members of an SMSF. SMSFs have become a popular way for Australians to build their retirement savings because they generally offer greater control and […]
Debt can also be used to buy investments with potential to grow in value, like shares and property. This strategy, known as gearing, may help you to build an investment portfolio faster than you otherwise could have. To help repay the loan, you’ll have income generated by your investments. So, for many people, servicing an […]
Selling a small business can be a challenging, complicated and uncertain time. So too can retiring. Combine the two and you have a situation where early planning and advice is critical. Plan earlyThe earlier you plan for the sale of your business, the more value you are likely to gain. Selling a business can take up […]
With children gone and things slowing down it may be time to downsize. When you’ve got a family a big house with plenty of room may make sense. But these days a smaller place may suit you better. Dreams of a change may be beckoning… you may be yearning to wake up to the smell […]
How our expert financial advice can really help There are plenty of uncertainties when upgrading your home, or moving to a new one. Planning ahead with the help of a financial expert can put you back in control. And clear your mind so you can focus on the home you’re trying to create.Just like a good […]
Careful travel planning can help you enjoy a great holiday, whatever your budget Does it feel like ages since your last holiday? Maybe with responsibilities like paying off your credit card, saving for your first home, or paying back your university fees, your next holiday still seems a long way off… Well, don’t despair. There […]
Perhaps you are thinking about a career change or how to achieve a better work/life balance? Maybe you are about to take the plunge into the property market, or choose a school for your child? The cost of raising kids The cost of raising kids is rising all the time, with one of the biggest costs […]
