Granite bench tops, sleek Euro appliances, free-floating staircases, a marble bathroom or a new pool…the possibilities are endless. But sadly your budget is limited. So where to start? The first question to ask is—are you going to sell up or stay where you are? Renovating to liveIf you’re renovating for the long term with a view to […]
When it comes to money, your own behaviour and attitudes can strongly influence your kids. Help your kids to be money smart by demonstrating positive money habits and teaching them valuable lessons as they grow older. Teaching money smartsMoney management has always been important for children to learn about, especially as they grow into young adults […]
We know women generally live longer than men, but new research shows the majority of Australian women are unlikely to work past the age of 65, making it more important than ever for them to take control of their finances early and plan appropriately for life after work. The latest AMP.NATSEM Report, Going the distance: […]
It won’t come as a huge surprise to learn that Australian homes are among the most expensive in the world. In a recent survey[1] every Australian town and suburb was rated as ‘seriously’ or ‘severely’ unaffordable. And if you’re in a capital city it’s even worse, with the average Sydney home costing nine times average […]
Here’s how it can help you and your familyWith half of all Australian men and one-third of Australian women expected to be diagnosed with cancer by the age of 85, many families are learning first-hand how an illness can interrupt even the best arranged plans.When the mortgage and school fees still have to be paid, […]
You enjoy a challenge – right? Then step towards financial fitness by cutting your debts this year. Understand and embrace your debt. Firstly, work out where and what type of debt you have and start to plan how you’re going to cut it down. For example, if you roll multiple debts into one, you may […]
Your family and your patients depend on you and your good health. And if you run your own practice, you may have business partners and employees who also rely on your ability to work (as you rely on theirs).You can’t always control the circumstances impacting your health, but you can control what plans you put […]
Is it that time of the year already? The end of the financial year is fast approaching and that means getting all your paperwork ready for your 2014-15 tax return.5 tax deductions you might not be aware ofYou’re probably well aware you can claim a tax deduction for general work-related expenses. But did you know […]
